Here are some specialist resources you may want to consider using if you are worried about money, or you want to understand money issues:
Citizens Advice is a well-established charity offering free, confidential, and independent advice on a wide range of issues, including financial problems. They provide guidance on managing debt, budgeting, and accessing benefits. They have local offices and extensive online resources.
MoneyHelper was launched by the Money and Pensions Service (it combines the services previously offered by the Money Advice Service, the Pensions Advisory Service, and Pension Wise). It offers free, impartial advice on budgeting, savings, pensions, and managing debt. Their website has lots of useful tools and calculators.
StepChange is the UK’s leading debt charity, providing free debt advice. They offer personalised debt management plans and other services designed to help people regain financial stability. StepChange’s online tools and expert advisors can assist in creating a tailored plan to tackle debts.
National Debtline offers free, confidential debt advice over the phone and online. Their website features lots of information on debt solutions, budgeting tips, and financial management. They also offer a webchat service for immediate help.
Turn2us is a national charity that helps people gain access to welfare benefits, charitable grants, and support services. Their benefits calculator and grant search tool help people understand what financial support they might be eligible for.
For those in immediate need, The Trussell Trust runs a network of food banks across the UK. They provide emergency food supplies and support to people in crisis. The charity also offers advice and assistance to help people address the underlying causes of their financial difficulties.